Time Preference refers to the fact that consumers need incentives to save, including interest True F

Time Preference refers to the fact that consumers need incentives to save, including interest

True

False

Depends

The supply of Loanable funds is unaffected by changes in consumer income

True

False

Depends

Some of the trouble which brought about the economic calamity in 2008 occurred because of the securitization of Mortgage Backed Securities

True

False

Depends

The Time Preferences are rising, meaning that consumers have higher expectations for incentives to save that traditional intermediaries are offering

True

False

Depends

Treasury Securities refer to Government issued Treasury Bills, Treasury Notes and Treasury Bonds

True

False

Depends

Saving Institutions act as middlemen in conversion of Savings to Investment

True

False

Depends

By the time the Great Recession had run its course, millions of Americans lost their homes to foreclosures

True

False

Depends

An argument has been made that Big Banks are too big to allow to fail but in the video seen in class, this may not be good for the economy

True

False

Depends

There is an interest rate effect, an impact of Inflation on interest rates

True

False

Depends

Financial markets are, in the larger scheme of the economy are not important

True

False

Depends

Savers supply Loanable funds, borrowers demand those funds

True

False

Depends

Interest performs two roles, a reward for saving and the cost of borrowing

True

False

Depends

Accumulated Wealth is a determinant of the supply of Loanable funds

True

False

Depends

Short Term Paper are like bonds, except that they have shorter maturity dates

True

False

Depends

Saving with traditional intermediaries have fallen because of increases in the opportunities to save elsewhere

True

False

Depends

Consumption Smoothing refers to the borrowing, saving and Dissaving which take place over time in the lifespan of consumers

True

False

Depends

Whether in class or out in the workplace or when among friends, when asked your opinion, what is the worst answer you can offer?

True

False

Depends

During the great recession the official unemployment level reached beyond 103% but the labor force participation rate sank below 70% for the first time in history

True

False

Depends

NYSE and NASDAQ are well known stock market Indices

True

False

Depends

Among the determinants of Demand for Loanable funds are increasing investor confidence and the productivity of capital in our economy and relatively profitable investment opportunities for capitalists

True

False

Depends